Yosha has more than 24 years’ experience in managing liability, professional and cyber lines. She is responsible for development and oversight of Mosaic’s cybersecurity product globally. Previously, she was technical director of cyber and professional lines at Zurich North America, where she coordinated cyberrisk coverage across all lines of business and oversaw professional liability lines. She held prior roles at Gemini Risk, Ironshore Insurance, and Axis Capital.
Cyber
Rising threats from cyber warfare, data breaches, ransomware and other attacks on systems and software pose unprecedented danger to industries and economies around the world.
Amid a growing patchwork of global privacy regulations and legal frameworks that hamper a robust response, Mosaic supports clients in both preventing attacks and minimizing damage in their aftermath. We’re work to shape industry best practices through collaboration with law enforcement, government, academia, security protection and breach response.
Our coverage is designed to protect diverse industries from emerging risks and mitigate incident costs—from crisis services and legal defense to business interruption and data recovery.
US EXCESS CYBER/TECH E&O PRODUCT SHEET
CANADA EXCESS CYBER/ TECH E&O PRODUCT SHEET
UK EXCESS CYBER/TECH E&O PRODUCT SHEET
Lloyd’s Box Location Map Download
Marc supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. He previously worked as a technology underwriter at CFC, focused on emerging risks in this space across the US and Israel. He specialised in handling the US Northeast and developing the SME book in the region. Marc has a Bachelor’s degree in Geography from the University of Nottingham, UK.
Lucy supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. She previously worked as an assistant underwriter at EmergIn Risk, a Ryan Specialty Group MGA, specializing in cyber, technology and media for US and international clients.
Rey underwrites for Mosaic’s professional liability, cyber, and financial institutions divisions. With more than 16 years of experience in several sectors of the insurance industry, including claims adjusting, risk engineering, insurance placement, and underwriting, he has spent most of his career focused on underwriting management liability exposures. Previously, he developed and led the financial, professional, technology and cyber divisions at Sovereign Insurance in Toronto.
Dennis is responsible for Mosaic’s cyber portfolio across the Continent, and also oversees our new regional service company in Europe. Previously, he worked as a cyber and crime product manager at Finlex, an insurtech specializing in financial lines. Before that, he served as lead cyber underwriter/referral point for Germany, Austria, and Central and Eastern Europe (CEE) at AXA XL. Dennis began his career at Catlin Europe and gained underwriting experience in multiple lines of business, including aviation, casualty, and marine.
George underwrites cyber opportunities coming through the Bermuda marketplace, focused on securing high-excess layers of coverage for Mosaic’s global clients. Previously, he was an assistant underwriter at Occam Underwriting, after completing the Lloyd’s of London Graduate Programme. He is an accredited ACII Chartered Insurer.
Emma supports Mosaic’s international cyber team. She previously worked at AXA XL, where she was a member of the London and Lloyd’s cyber team, working on large corporate excess placements within the international space. Prior, she spent nearly five years at Ascent Underwriting, where she focused on small and medium-sized companies and middle-market cyber and technology risks.
Brian is responsible for growing Mosaic’s cyber portfolio through North America. With more than 20 years of experience as a lawyer, monitoring counsel, claims and insurance professional, he was previously cyber product manager at Zurich North America. Prior, he was a practicing insurance coverage lawyer at McCullough, Campbell & Lane LLP, where he represented insurers worldwide with a focus on claims relating to professional liability and cyber.
Ian is responsible for the operational strategy and growth of Mosaic’s Canadian business, whose core lines comprise professional liability, cyber, financial institutions, and transactional liability. With more than 20 years’ experience in the specialty sphere, Ian has developed and led profitable commercial portfolios for cyber and professional and financial lines of business. He has worked with global and Canadian domestic insurance carriers, latterly as head of cyber/technology & professional lines for Sovereign Insurance in Toronto. His focus has included developing product, pricing, governance, distribution, and portfolio management.
Nicola supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. She previously worked as an assistant underwriter in AXA XL’s cyber and technology team, developing a focus on excess placements for large corporate entities. She has also had experience in portfolio management, planning and forecasting, and Lloyd’s reporting and is an accredited ACII chartered insurer.
Eric is responsible for underwriting cyberrisks and developing relationships with key trading partners to drive growth for our North American portfolio. Previously, he worked at RT Specialty in Chicago, beginning as a broker. He servedretail agency partners across the US, providing expertise in cyberrisk and solutions for complex market placements.Eric began his career at Ironshore in Chicago as a financial lines underwriter, focused on cyber, technology E&O, andprofessional liability business.
Daisy is a 13-year industry veteran with experience working in the US Midwest, West, and East Coast commercial insurance markets. At Mosaic, she specializes in assessing and underwriting complex cyber risks across North American markets. Previously, she worked at Crum & Forster as product manager for large lawyers & accountants professional liability portfolios. She also worked for Lockton, where she assisted professional services firms with the placement of property & casualty, professional and management liability coverage needs.
Mel is responsible for underwriting cyber risks and helping drive growth in the North American market. Previously, he held cyber broker roles at Lockton and NFP. Prior, he worked as an underwriter at Crum & Forster specializing in cyber, tech E&O, and professional liability. His background also includes operational and relationship management experience in management liability, healthcare technology, and risk-management information systems.
Reggie supports Mosaic’s North American cyber team. Previously he spent 13 years working in operation management, at Einstein Bros, United Parcel Service, and Cintas. His focus included collecting and analyzing performance-efficiency data and training employees on guidelines and safety protocols. He served eight years in the US Army National Guard as a motor transport operator and completed a military tour assigned to Iraq and Kuwait during 2010–11. He has a Bachelor of Information Systems and Cybersecurity, and an associate degree in Computer Networking.
Melissa supports the build-out of cyber, financial institutions, and transactional liability lines, with a focus on opportunities distributed through the Bermuda market. She previously worked at Liberty Specialty Markets Bermuda as an underwriter on the financial lines and special risk teams, and has experience writing the full suite of FI and TL products.
James has more than 18 years of experience underwriting international commercial risk, with a focus on the cyber and tech, media and telecom (TMT) sector. At Mosaic, he is developing the international cyber portfolio, starting in London and seeking opportunities in Europe, Asia Pacific, and the Middle East. He was previously head of cyber and TMT for AXA XL’s International Financial Lines division and also held cyber-related roles at QBE, Allianz Insurance, and Zurich.
Aron supports Mosaic’s cyber division build-out in Europe. He began his career with Swiss Re in Germany, becoming lead underwriter, facultative cyber EMEA (Europe, Middle East, Africa) for Swiss Re in Zurich.
CYBER Claims
Pro-active claims management by specialists is at the heart of every risk we cover. Fair handling of claims, and quick payment where agreed, is our promise.