Amid a growing patchwork of global privacy regulations and legal frameworks that hamper a robust response, Mosaic supports clients in both preventing attacks and minimizing damage in their aftermath. We work to shape industry best practices through collaboration with law enforcement, government, academia, security protection and breach response.

Our coverage is designed to protect diverse industries from emerging risks and mitigate incident costs—from crisis services and legal defense to business interruption and data recovery.






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Yosha has more than 24 years’ experience in managing liability, professional and cyber lines. She is responsible for development and oversight of Mosaic’s cybersecurity product globally. Previously, she was technical director of cyber and professional lines at Zurich North America, where she coordinated cyberrisk coverage across all lines of business and oversaw professional liability lines. She held prior roles at Gemini Risk, Ironshore Insurance, and Axis Capital.
+1 312 952 4191

Marc supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. He previously worked as a technology underwriter at CFC, focused on emerging risks in this space across the US and Israel. He specialised in handling the US Northeast and developing the SME book in the region. Marc has a Bachelor’s degree in Geography from the University of Nottingham, UK.
+44 (0)7772 299 405

Lucy supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. She previously worked as an assistant underwriter at EmergIn Risk, a Ryan Specialty Group MGA, specializing in cyber, technology and media for US and international clients.
+44 (0)7768 949 895

Rey underwrites for Mosaic’s professional liability, cyber, and financial institutions divisions. With more than 16 years of experience in several sectors of the insurance industry, including claims adjusting, risk engineering, insurance placement, and underwriting, he has spent most of his career focused on underwriting management liability exposures. Previously, he developed and led the financial, professional, technology and cyber divisions at Sovereign Insurance in Toronto.
+1 416 705 4470

Dennis is responsible for Mosaic’s cyber portfolio across the Continent, and also oversees our new regional service company in Europe. Previously, he worked as a cyber and crime product manager at Finlex, an insurtech specializing in financial lines. Before that, he served as lead cyber underwriter/referral point for Germany, Austria, and Central and Eastern Europe (CEE) at AXA XL. Dennis began his career at Catlin Europe and gained underwriting experience in multiple lines of business, including aviation, casualty, and marine.
+49 (0)171 5511 495

George builds out Mosaic’s cyber portfolio in Bermuda. He manages underwriting, product initiatives, and partnerships for US and international business coming through the Bermuda market and leads several data-focused projects,including harnessing data and analytics to create a sustainable cyber eco-system for Mosaic and partners. Previously, he was a cyber underwriter at Occam Underwriting, after completing Lloyd’s of London’s Graduate Scheme and is an Accredited Chartered Insurer (ACII).
+1 441 717 8229

Emma supports Mosaic’s international cyber team. She previously worked at AXA XL, where she was a member of the London and Lloyd’s cyber team, working on large corporate excess placements within the international space. Prior, she spent nearly five years at Ascent Underwriting, where she focused on small and medium-sized companies and middle-market cyber and technology risks.
+44 (0)7585 354 832

Brian is responsible for growing Mosaic’s cyber portfolio through North America. With more than 20 years of experience as a lawyer, monitoring counsel, claims and insurance professional, he was previously cyber product manager at Zurich North America. Prior, he was a practicing insurance coverage lawyer at McCullough, Campbell & Lane LLP, where he represented insurers worldwide with a focus on claims relating to professional liability and cyber.
+1 630 362 6027

Ian is responsible for the operational strategy and growth of Mosaic’s Canadian business, whose core lines comprise professional liability, cyber, financial institutions, and transactional liability. With more than 20 years’ experience in the specialty sphere, Ian has developed and led profitable commercial portfolios for cyber and professional and financial lines of business. He has worked with global and Canadian domestic insurance carriers, latterly as head of cyber/technology & professional lines for Sovereign Insurance in Toronto. His focus has included developing product, pricing, governance, distribution, and portfolio management.
+1 905 304 3333

Nicola supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. She previously worked as an assistant underwriter in AXA XL’s cyber and technology team, developing a focus on excess placements for large corporate entities. She has also had experience in portfolio management, planning and forecasting, and Lloyd’s reporting and is an accredited ACII chartered insurer.
+44 (0)7957 422 872

Eric is responsible for underwriting cyberrisks and developing relationships with key trading partners to drive growth for our North American portfolio. Previously, he worked at RT Specialty in Chicago, beginning as a broker. He servedretail agency partners across the US, providing expertise in cyberrisk and solutions for complex market placements.Eric began his career at Ironshore in Chicago as a financial lines underwriter, focused on cyber, technology E&O, andprofessional liability business.
+1 847 513 4938

Daisy is a 13-year industry veteran with experience working in the US Midwest, West, and East Coast commercial insurance markets. At Mosaic, she specializes in assessing and underwriting complex cyber risks across North American markets. Previously, she worked at Crum & Forster as product manager for large lawyers & accountants professional liability portfolios. She also worked for Lockton, where she assisted professional services firms with the placement of property & casualty, professional and management liability coverage needs.
+1 213 631 6223

Mel is responsible for underwriting cyber risks and helping drive growth in the North American market. Previously, he held cyber broker roles at Lockton and NFP. Prior, he worked as an underwriter at Crum & Forster specializing in cyber, tech E&O, and professional liability. His background also includes operational and relationship management experience in management liability, healthcare technology, and risk-management information systems.
+1 773 858 2010

Reggie supports Mosaic’s North American cyber team. Previously he spent 13 years working in operation management, at Einstein Bros, United Parcel Service, and Cintas. His focus included collecting and analyzing performance-efficiency data and training employees on guidelines and safety protocols. He served eight years in the US Army National Guard as a motor transport operator and completed a military tour assigned to Iraq and Kuwait during 2010–11. He has a Bachelor of Information Systems and Cybersecurity, and an associate degree in Computer Networking.
+1 708 639 2609

Melissa supports the build-out of cyber, financial institutions, and transactional liability lines, with a focus on opportunities distributed through the Bermuda market. She previously worked at Liberty Specialty Markets Bermuda as an underwriter on the financial lines and special risk teams, and has experience writing the full suite of FI and TL products.
+1 441 717 8228

Rob is responsible for the development of Mosaic’s cyber portfolio in the Middle East. He is a 12-year industry veteran with experience in both underwriting and broking. Previously, he held roles at Zurich and UIB, leading financial lines business in the region.
+971 (0)58 294 7655

James has more than 18 years of experience underwriting international commercial risk, with a focus on the cyber and tech, media and telecom (TMT) sector. At Mosaic, he is developing the international cyber portfolio, starting in London and seeking opportunities in Europe, Asia Pacific, and the Middle East. He was previously head of cyber and TMT for AXA XL’s International Financial Lines division and also held cyber-related roles at QBE, Allianz Insurance, and Zurich.
+44 (0)7766 170 484

CYBER Claims

Pro-active claims management by specialists is at the heart of every risk we cover. Fair handling of claims, and quick payment where agreed, is our promise.
+44 1494 766 978