Excess Casualty

Large and multinational organizations continue to experience increased liability frequency and severity arising from complex operational exposures and an increasingly challenging North American litigation environment. Escalating jury verdicts, the expansion of third-party litigation financing, and persistent social inflation are driving higher loss costs and greater volatility across casualty programs. These dynamics are prompting insureds and brokers to re-evaluate program structure, attachment strategies, and the role of capacity within their risk transfer solutions.

Mosaic’s excess casualty and energy teams provide disciplined, technically-focused underwriting supported by meaningful capacity and a deep understanding of loss drivers across high-hazard industries. Our underwriting approach emphasizes exposure analysis, severity modeling, and informed attachment point selection.

With experience spanning energy, transportation, construction, industrial manufacturing, hospitality, and utilities, we structure tailored excess casualty placements designed to respond to third-party bodily injury, property damage, and advertising liability exposures. Our approach is grounded in long-term partnerships, responsive service, and proactive claims engagement.

 

EXCESS CASUALTY PRODUCT SHEET

Excess Casualty Team