Model
Mosaic is a global specialty insurance platform with an innovative structure allowing deployment of different forms of capital aligned for the benefit of clients and partners.
With offices in six countries, we underwrite for 50 capital partners alongside our Lloyd’s syndicates 1609 and 2610—offering lead-line + syndicated capacity, and claims-settlement authority across eight product lines globally. Mosaic has built its global distribution network of service companies to bring underwriting expertise and the value of traditional Lloyd’s subscription to local markets.
Brokers and clients benefit from global, cross-border access to risks, coupled with our localized insights and deep underwriting expertise in complex risks. Mosaic’s approach offers not only significant primary limits, but also the benefit of diversification of counterparty exposure.
Our eight lines of business are more globally relevant than ever in today’s volatile environment, meeting rising demand for cyber, environmental liability, casualty, political risk, political violence, financial institutions, professional liability, and transactional liability.
Our Name
Why Mosaic? Our name is a nod to the idea of diverse elements combining to create a harmonious whole. Our unique agency structure illustrates that founding philosophy—combining a collection of compelling parts that create the agency of the future. We believe in our mission to deliver “Partnership with Purpose” and are proud to be “the underwriters’ underwriter.”
OUR RATINGS & GLOBAL LICENCES
Mosaic harnesses the heritage of Lloyd’s and benefits from this respected market’s global licenses and financial-strength ratings. Like other Lloyd’s syndicates, our syndicates 1609 and 2610 do not receive individual ratings. Our policies are backed by the collective financial strength of the Lloyd’s market, which is strongly rated by agencies like AM Best, Fitch, and S&P Global. Syndicates are also assessed internally by Lloyd’s, based on key criteria including underwriting profitability, reserving, governance, risk management, reporting, and culture. We’re proud to be part of this distinguished and trusted platform.
Our structure
