Syndicated Capital

Mosaic’s syndicated capacity program underwrites global specialty risks for close to 30 trade clients (insurers), lead by our own Lloyd’s Syndicate 1609. We offer worldwide access, coupled with local knowledge, across seven lines of specialty business in seven countries. Our capital clients can tailor their engagement from whole-portfolio participation to specific products and target geographies, or an allocated ‘basket of risk.

Mosaic’s underwriters leverage decades of experience in global markets across highly complex specialty product lines that exhibit growth, return, and volatility characteristics. All lines have a high technical barrier to entry. This approach avoids natural-catastrophe exposures, enabling standard property & casualty companies to diversify with specialty products that complement their portfolios.

Mosaic leverages its insurtech platform to inform underwriting decisions and share real-time data and analytics. Our focus on governance allows capital partners to share equal access to discerning risk selection performed by our seasoned team. Notably, the creation of syndicated placements allows partners to participate alongside Mosaic.

Our unique approach has been extremely successful for all parties: since 2022, Mosaic has originated USD$695 million in GWP for its growing roster of capital clients (USD$1.5B if including Syndicate 1609’s premium). The trust, talent, and strategic scale-up Mosaic has achieved in such a short time is a powerful testament to its ground-breaking objective to become the world’s leading specialty insurance agency.

Among major re/insurers and leading syndicates participating are: Apollo, Hampden Risk Partners, Nephila Syndicate 2358, Sirius Syndicate 1945, Flux Syndicate 1985, and IQUW.