A smarter approach to digital underwriting

HALO is Mosaic’s AI-powered digital underwriting ecosystem supporting small and midsize enterprise (SME) specialty insurance. HALO connects broker workflows, underwriting decisions, and portfolio intelligence, coupling AI efficiency with expert underwriters, Lloyd’s-backed financial strength, and in-house claims settlement.

Why HALO?

Faster

Moves eligible risks from submission to bind in minutes.

Smarter

Uses AI-enabled enrichment and underwriting expertise to support better decisions.

Adaptive

Pricing, appetite, and products evolve alongside changing client exposures.

Connected

Submissions, underwriting, portfolio insights, and performance all work within a single digital ecosystem.

HALO Cyber SME

Digital Cyber and Technology E&O insurance built for the SME market. Currently available through Mosaic’s wholesale broker partners.

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HALO is designed around how the market actually operates, rather than how a software platform would prefer it to operate.

George Cole
Head of SME, Cyber