Our dedicated team brings a wealth of specialized experience to help protect all types of financial institutions from exposures caused by crime, damages payable to third parties, and legal defense costs.

Our D&O coverage also safeguards personal assets of business leaders in the event of related  claims. Customised service, deep industry knowledge, and discerning underwriting set us  apart.




Chris Brown: Risk selection is critical to a sustainable financial institutions market

Tom leads Mosaic’s financial institutions team, overseeing development of the portfolio globally. He has more than 16 years’ experience in the sector, bringing a wealth of established broker and client relationships. Previously, he oversaw the UK FI sphere at Berkshire Hathaway Specialty Insurance, building a market-leading business. He also spent 12 years with ACE (now Chubb), latterly overseeing the product line in the UK and Ireland.


+44 (0)7925 853 554

Rey underwrites for Mosaic’s professional liability, cyber, and financial institutions divisions. With more than 16 years of experience in several sectors of the insurance industry, including claims adjusting, risk engineering, insurance placement, and underwriting, he has spent most of his career focused on underwriting management liability exposures. Previously, he developed and led the financial, professional, technology and cyber divisions at Sovereign Insurance in Toronto.

+1 416 705 4470

Ian is responsible for the operational strategy and growth of Mosaic’s Canadian business, whose core lines comprise professional liability, cyber, financial institutions, and transactional liability. With more than 20 years’ experience in the specialty sphere, Ian has developed and led profitable commercial portfolios for cyber and professional and financial lines of business. He has worked with global and Canadian domestic insurance carriers, latterly as head of cyber/technology & professional lines for Sovereign Insurance in Toronto. His focus has included developing product, pricing, governance, distribution, and portfolio management.

+1 905 304 3333

Womba underwrites a broad array of financial institutions, from small fund managers to complex banking risks, with a focus on international business in the London market. She has more than 15 years’ underwriting experience, predominantly in all aspects of this sector. Previously, she served as a primary lead underwriter at AXA XL, focusing on a UK and European portfolio. She has also held roles at Tokyo Marine HCC and Zurich, where she underwrote both FI and management liability.


+44 (0)7796 241 639

Luke supports Mosaic’s financial institutions team, developing its book of business and broker networks. He previously spent four years at Liberty Specialty Markets, underwriting UK and European business with a focus on asset management, insurance companies, banks, and private equity.

+44 (0)7379 089 490

Melissa supports the build-out of cyber, financial institutions, and transactional liability lines, with a focus on opportunities distributed through the Bermuda market. She previously worked at Liberty Specialty Markets Bermuda as an underwriter on the financial lines and special risk teams, and has experience writing the full suite of FI and TL products.

+1 441 717 8228

Skyler supports the financial institutions team through placements and development of broker relationships. A former Mosaic summer intern, she graduated from Rollins College, FL in 2023, with a Bachelor of Arts in Communications with a concentration in Public Relations, minoring in Social Entrepreneurship.

+44 (0)7586 692 268

Sam underwrites financial institutions, with a focus on asset management business. He formerly spent almost four years at Berkshire Hathaway Specialty Insurance helping build out its FI presence in UK and Europe. He has more than eight years of underwriting experience across the sector. Previously, he held roles at ACE (now Chubb), writing business for both UK and Ireland, and its syndicate.


+44 (0)7868 633 679

Louise underwrites financial institutions at Mosaic, helping to build out the portfolio and digital capabilities, with a focus on investment management. She formerly spent three years at Berkshire Hathaway Specialty as an underwriting technician, working with its financial institutions unit to manage a book of business, along with operational processes across UK and Europe. Prior, she held roles at True Traveller and Chubb Australia.

+44 (0)7425 845 642

Chris has nearly 40 years’ experience in the Lloyd’s market, first as a financial institutions placing broker, and later as an underwriter in the sector. At Mosaic, he brings a wealth of experience and client relationships as a lead FI underwriter. Previously, Chris spent 13 years as a senior underwriter for Syndicate 4000.

+44 (0)7442 109 377

Financial Institutions claims

Pro-active claims management by specialists is at the heart of every risk we cover. Fair handling of claims, and quick payment where agreed, is our promise.

+44 1494 766 978