People

Mitch has more than 40 years of accomplishments in international insurance markets. In 2006, he joined Robert Clements as a founding executive to launch Bermuda-based Ironshore with $1 billion in private-equity capital, and helped drive its growth to become a global property & casualty insurer with over 800 employees in 15 nations. Mitch held key roles during the company’s evolution, including COO of Ironshore Inc, CFO and CEO of Ironshore Bermuda, and CEO of Iron-Starr Excess Agency and IronServe. In 2017, Ironshore was acquired by Liberty Mutual Group, where he became chief transformation officer of the company’s commercial lines division. Formerly, Mitch was CFO for Swiss Re Americas, and a member of the leadership team at Marsh Inc, including roles as both global CFO and head of technology & corporate services.

Alex is CEO and Managing Director of Angel Island Capital (AIC), a specialty finance portfolio company of Mosaic’s anchor investor, Golden Gate Capital. Alex joined AIC in 2020 and has over 18 years of finance industry experience. Prior, he was director of US portfolio finance and internal business strategy at Citadel LLC, where he managed the US portfolio finance team, providing secured financing solutions for the equities, credit, quantitative and commodities businesses.

Mitch has more than 40 years of accomplishments in international insurance markets. In 2006, he joined Robert Clements as a founding executive to launch Bermuda-based Ironshore with $1 billion in private-equity capital, and helped drive its growth to become a global property & casualty insurer with over 800 employees in 15 nations. Mitch held key roles during the company’s evolution, including COO of Ironshore Inc, CFO and CEO of Ironshore Bermuda, and CEO of Iron-Starr Excess Agency and IronServe. In 2017, Ironshore was acquired by Liberty Mutual Group, where he became chief transformation officer of the company’s commercial lines division. Formerly, Mitch was CFO for Swiss Re Americas, and a member of the leadership team at Marsh Inc, including roles as both global CFO and head of technology & corporate services.

Chris manages Mosaic’s growing syndicated capital management program, which invites capacity from carrier partners seeking to leverage our underwriting expertise and regional distribution around the world. With 35 years of Lloyd’s market experience, Chris previously was strategic partnership director at Hamilton Insurance Group following its acquisition of Pembroke Managing Agency. He joined Syndicate 4000 at inception in 2004 to lead its financial institutions division and was a founding director of Pembroke in 2006. He led the managing agency’s provision of services to Lloyd’s Syndicates 2014, 1947 and 6125 from 2014. Prior to joining Pembroke, Chris spent 10 years as a financial institutions underwriter at Lloyd’s. He began his career at Robert Fleming Insurance Brokers.

A senior strategist and a founding executive of Mosaic, Lisa oversees all strategic operational functions, including financial planning and analysis, human resources, communications and marketing. Previously, as part of the founding team at Ironshore Inc, she served as Ironshore’s head of strategic operations, focusing on global financial and strategic initiatives and overseeing capital markets transactions, board reporting, investor relations, and rating-agency management. From 2007 through 2012, Lisa was Ironshore’s global head of financial planning & analysis. She also served as CFO of IronServe, Ironshore’s global outsourcing relationship. While at Liberty Mutual, she was a lead transformation officer for the commercial lines division, global risk solutions. Lisa began her career at Swiss Re America in finance planning and analysis roles.

Liam drives product innovation at Mosaic, leading activity to enhance existing coverage and create solutions to address emerging exposures. He also oversees the interface between underwriting and technology, working with all product units to enhance Mosaic’s pioneering insurtech platform. With 15 years’ experience in the global specialty underwriting sector, he has worked in the Lloyd’s, US, and Bermuda marketplaces. Previously, he served as head of underwriting strategy for Liberty Specialty Markets, where he also ran the financial lines, healthcare, and special risks divisions. Liam is a mentor in the Lloyd’s Lab and holds advisory board positions at several insurtech companies.

Olly oversees risk management across the Mosaic group, along with compliance and regulatory oversight, working closely with Asta, Mosaic’s Lloyd’s managing agency. During Mosaic’s early evolution, Olly has been focussed on structural and regulatory set-up and approval for Mosaic’s regional service companies, including our ability to write European Economic Area (EEA) exposures via a post-Brexit solution. As Mosaic continues its growth phase, he will guide Mosaic’s governance and oversight framework. Previously, Olly was chief risk officer for Neon Underwriting, and prior to that was head of risk management at Lloyd’s, with responsibility for oversight of the market across minimum standards, Solvency II model compliance, and administration of the Lloyd’s risk-management framework.

Alex is responsible for overseeing, building, and tracking Mosaic’s business pipeline to enhance underwriting efficiency and market engagement. He has more than a decade of experience in Bermuda, the US, and UK in re/insurance and business management roles focused on business intelligence, research, data analysis, forecasting, KPI benchmarking, and compliance. Most recently, he spent three years at Bermuda’s destination marketing organization, the Bermuda Tourism Authority (BTA), and previously worked at EXL Services UK (providing consultancy services for Aon UK and Direct Line Group), and XL Catlin UK.

Alexandra is responsible for taxes and tax reporting across the company. A chartered accountant, she has more than 20 years’ experience in international tax, with a focus on financial services. Previously, she held senior tax roles at Liberty Specialty Markets, CK Hutchison Group, and Morgan Stanley, with specialization in tax compliance, internal advisory and restructuring, operationalizing emerging tax legislation, improving tax governance and raising tax risk awareness and risk management across organizations. Her early career and training at KPMG were insurance-focused, in both London and Sydney.

Haviland has six years of HR experience. Previously, she worked for Société Générale Corporate & Investment Banking as an international HR specialist. In this role, she supported global assignments into the US, as well as to other SG entities abroad. Before that, Haviland was an HR advisor focused on the employment life cycle of SG employees, while supporting HR business partners.

Jason is responsible for financial analysis, budgeting, quarterly forecasting, and planning at Mosaic. He also helps the Finance Team to execute corporate development activities, and performs ad hoc analysis on strategic finance. He previously worked at Credit Suisse as a senior banker on corporate insights. Prior, he was a middle-market investment banker, who worked on sell-side M&A transactions.

Paige is responsible for overseeing day-to-day underwriting operations activities for Mosaic’s professional liability and financial institutions lines. Previously, she worked at Ki Insurance as a digital underwriting assistant, developing relationships with brokers and underwriters and driving projects to improve procedures in place. Prior, she worked at Equinox for four years as an underwriting assistant, focusing on North American property.

Delia manages daily operations across Mosaic’s offices worldwide. Previously, she worked as private estate manager for high-net-worth clients, assisting in production of the London Olympics 2012 and establishment of the UK-based Invictus Games for wounded military personnel in 2014. Prior, Delia served as personal assistant to the global head of HR at XL Capital, working with its leadership team and helping establish the company’s global development programs. She has also worked at Aon and Liberty Re.

Abhijeet is a seasoned digital transformation expert who has led large IT programs globally. At Mosaic, he drives development of our pioneering insurtech operating model using an API-based integration framework, cloud native data analytics and blockchain-based data sharing. Previously, he worked at AIG as VP Operations; Hiscox as US CIO; and Ironshore/Liberty Mutual Group as VP Global IT, creating high-tech distribution channels for broker engagement and overseeing IT modernization and cloud migration.

Dobrina is responsible for US GAAP and statutory financial statements at Mosaic, along with monthly close processes, internal controls over financial reporting, and leading the controllership team. Previously, Dobrina established the accounting, tax, and internal control teams at Buckle Corp, a top provider of rideshare insurance products. She also led M&A integrations, new accounting standards implementations, financial close reporting, transformation projects and audits over the span of her career at Marsh & McLennan, AIG, and Deloitte.

Odessa supports Mosaic’s underwriting teams managing policy issuance across product lines and regions. Her previous industry roles include working as an underwriting specialist at AIG, and as an associate broker at Amwins. She has a bachelor’s degree in Risk Management & Insurance from Georgia State University and also holds a P&C license for the state.

Francesca is responsible for daily management of Mosaic’s international underwriting operations, oversight of delivery partners and supporting expansion of the company’s international operations and insurtech operating model. Previously, she spent seven years specialising in London market operations within Lloyd’s syndicates. Prior roles at Hiscox included underwriting assistant, business analyst, and operations manager, for which she managed consortia with a focus on making operational processes more agile and adaptive. She has a CII diploma and is a chartered manager with CMI level 5 accreditation.

Sophia supports Mosaic’s Syndicate Manager and works closely with the company’s Active Underwriter, Asta Managing Agency, and Lloyd’s, to ensure alignment to Lloyd’s minimum standards and underwriting controls. She has five years’ experience in the London market, and previously served Mosaic’s political risk team, underwriting the worldwide account, developing broker relationships, and business planning.

Alice is responsible for helping to develop and service Mosaic’s syndicate capital partnerships, providing support to build capacity structures for new products and distribution. Alice graduated Queen’s University, Ontario in 2021 with a Bachelor of Arts (Honors) degree in Global Development. Previously, she gained experience during summer internships with major carriers in Bermuda.

With her background in law, underwriting, and broking, Natalie brings a 360-degree understanding of claims and the fundamental importance of fair outcomes to her role at Mosaic. She qualified as an insurance lawyer in 2001 and worked in private practice in the City of London before joining Ironshore/Pembroke Syndicate 4000 as a claims manager in 2010, where she managed a broad spectrum of claims across multiple lines of business. Natalie later served Aon’s Global Broking Centre as head of financial, professional & specialty claims, overseeing a cradle-to-grave claims service to wholesale and retail clients globally.

Ricardo is responsible for growth and execution of strategy, working with our global environmental team. He has more than 25 years of environmental insurance experience in loss control, underwriting, and portfolio management at AIG, ACE INA Insurance (now Chubb), and Markel Canada. He started his environmental-risk consulting company in 2018 and most recently worked for an Ontario environmental contractor, carrying out estimation, tender negotiation, and project management. His background is in environmental risk assessment (ecotoxicology) and biochemistry.

Keith develops M&A business for Mosaic across Europe, the Middle East, and Africa, with a focus on the UK. A solicitor, he trained at a global construction, real estate, and minerals company, with a focus on corporate, commercial and real-estate law. He previously worked in the W&I/RWI market at CFC Underwriting and Aviva, and has experience in both European and US domestic transactional insurance deals.

Will leads Mosaic’s tax-liability underwriting outside North America, from both a specific risk and a transactional risk support perspective. He has 18 years of professional experience, focused primarily on cross-border, transactional,and structural tax matters. Until 2020, he held senior advisory roles at several international law firms, advising high-profile corporate, financial services and investment fund clients on a full spectrum of complex tax issues. More recently, Will spent more than two years in a leading role on an insurance tax liability team, focussed on European tax and contingent risks.

Andrew is a member of Mosaic’s M&A unit in London, concentrating on development of the company’s transactional liability business outside North America. With over a decade of experience advising on and underwriting M&A transactions, he previously was a senior underwriter at AIG focused on providing insurance for M&A deals across the UK, Europe and emerging markets. Prior to that, he spent 10 years at city law firm Travers Smith, where he trained and qualified as a solicitor before progressing to senior counsel in the corporate M&A team.

Jon advises Mosaic’s transactional liability team, overseeing underwriting decisions on tax risks arising in North America, the UK, Europe, and the Asia-Pacific region. He has 14 years of experience as a tax lawyer, most recently as a partner in Dentons US, based in New York City and Washington, DC. His work has focused on cross-border transactions and structures, including mergers and acquisitions, restructuring and expansions, counseling issuers on the treatment of various financial instruments, as well as advising insurance underwriters on tax risks in connection with specialty policies.

Matteo is helping to build Mosaic’s M&A business in North America, specifically focusing on underwriting, as well as developing the company’s operational infrastructure and team of analysts. Previously, he was a senior analyst at AIG in its M&A insurance group. Before that, he also completed post-grad internships in the P&C and specialty resinsurance spheres.

Ciaran is a member Mosaic’s international transactional liability team and develops business across Europe, the Middle East and Africa, with a focus on the UK. Previously, he worked at AIG for more than three years as an underwriter on M&A deals across UK, Europe, and emerging markets. He also had a brief secondment to the AIG cyber team. Prior to that, he spent two years at Chubb in its international transactional liability team.

Melissa supports the build-out of cyber, financial institutions, and transactional liability lines, with a focus on opportunities distributed through the Bermuda market. She previously worked at Liberty Specialty Markets Bermuda as an underwriter on the financial lines and special risk teams, and has experience writing the full suite of FI and TL products.

Eileen underwrites complex and multi-faceted M&A risks to develop Mosaic’s transactional liability business in the DACH (Germany, Austria, Switzerland) region. She previously underwrote warranty and indemnity insurance for the M&A group at RiskPoint. Prior to that, she served as a corporate associate at international law firms Freshfields Bruckhaus Deringer and Latham & Watkins in Frankfurt, specialising in advising private equity and public and strategic clients on domestic and cross-border M&A transactions, investments, joint ventures, co-investments and management incentives.

Vivian worked as a private equity intern at an investment bank, working on raising capital for a startup. Vivian got a Bachelor of Business Administration degree in Finance from Baruch Zicklin School of Business, NY, and is now pursuing a Master of Science in Business Analytics. She is also a certified Tableau Desktop Specialist and has passed the Certified Financial Analyst (CFA) Level I exam.

Sarah underwrites After the Event (ATE) insurance for Mosaic’s professional liability team. She is a qualified solicitor with almost 17 years’ experience as an insurance litigator in the City of London. Specializing in defending claims against professionals, she previously spent 14 years at Mills & Reeve.

Ian is responsible for the operational strategy and growth of Mosaic’s Canadian business, whose core lines comprise professional liability, cyber, financial institutions, and transactional liability. With more than 20 years’ experience in the specialty sphere, Ian has developed and led profitable commercial portfolios for cyber and professional and financial lines of business. He has worked with global and Canadian domestic insurance carriers, latterly as head of cyber/technology & professional lines for Sovereign Insurance in Toronto. His focus has included developing product, pricing, governance, distribution, and portfolio management.

Olivia focuses on US and international professional liability, and has almost a decade of London market experience. Previously, she spent more than six years in the professional liability sphere as an assistant vice president at Paragon International Insurance Brokers.

Luke has a dozen years’ experience in the London market and is responsible for cultivating broker and client relationships at Mosaic. Previously, he worked as a senior underwriter for WR Berkley, overseeing growth and development of the political violence portfolio. Prior to that, he spent 10 years at Willis Towers Watson in its global terrorism and political violence practice, focusing on the UK, European large accounts, and US-domiciled multinationals.

Michael has prior experience in both professional indemnity and political violence. He provides support for Mosaic’s sabotage and terrorism underwriting team in London.

Adam is responsible for building out Mosaic’s international political violence book, while complementing work by the unit’s North American team. Previously he spent eight years at AXA XL expanding its political violence line, and also worked at Hiscox. Prior to underwriting, he served as a broker for Aon’s crisis-management division focused on terrorism. Adam represents Mosaic as a member of the Lloyd’s Market Association (LMA) political violence panel.

Megan develops broker relationships and covers sabotage and terrorism risks, with a primary focus on the US and Canada. She has more than seven years in the insurance industry. She previously worked as a senior terrorism underwriter for Liberty Specialty Markets, and as a property underwriter with Ironshore Insurance.

Finn leads Mosaic’s global political risk and trade credit insurance offering. He has nearly 25 years of experience in the political risk market, initially as a broker, before moving to underwriting. He headed political risk and trade credit accounts for Pembroke Syndicate 4000 at Lloyd’s, and similar divisions at AXA ASR and CNA Hardy. Previously, he worked for Chaucer Syndicates and Berry Palmer & Lyle.

Natalya focuses on building Mosaic’s book of business for the political risk division and developing broker relationships. Previously, she underwrote political risk insurance for 11 years at Pembroke Syndicate 4000/Hamilton Syndicate 4000 across a worldwide portfolio of contract frustration, confiscation and credit risks.

Andrew has spent nearly 30 years in the London market, in both claims adjusting and underwriting. At Mosaic, he brings legal and policy-drafting expertise to the Financial Institutions division. From 2005, he worked with Pembroke Syndicate 4000, having launched his FI underwriting career at SVB. Previously, he held roles in claims at Minet and SVB, where he was exposed to FI, PI and M&A claims in a lead insurer capacity.

Sara supports the Financial Institutions team at Mosaic, developing her underwriting skills to assist in the division’s portfolio build-out, with a focus on opportunities in the fund and asset management sectors. She previously worked at a technology startup in London after graduating in 2020 from the University of St Andrews, Scotland, with a master’s degree in International Relations.

Sam underwrites financial institutions, with a focus on asset management business. He formerly spent almost four years at Berkshire Hathaway Specialty Insurance helping build out its FI presence in UK and Europe. He has more than eight years of underwriting experience across the sector. Previously, he held roles at ACE (now Chubb), writing business for both UK and Ireland, and its syndicate.

Marc supports Mosaic’s cyber team, focusing on day-to-day underwriting of accounts. He previously worked as a technology underwriter at CFC, focused on emerging risks in this space across the US and Israel. He specialised in handling the US Northeast and developing the SME book in the region. Marc has a Bachelor’s degree in Geography from the University of Nottingham, UK. 

Dennis is responsible for Mosaic’s cyber portfolio across the Continent, and also oversees our new regional service company in Europe. Previously, he worked as a cyber and crime product manager at Finlex, an insurtech specializing in financial lines. Before that, he served as lead cyber underwriter/referral point for Germany, Austria, and Central and Eastern Europe (CEE) at AXA XL. Dennis began his career at Catlin Europe and gained underwriting experience in multiple lines of business, including aviation, casualty, and marine. Dennis is a Fellow of the Chartered Insurance Institute (CII).

Emma supports Mosaic’s international cyber team. She previously worked at AXA XL, where she was a member of the London and Lloyd’s cyber team, working on large corporate excess placements within the international space. Prior, she spent nearly five years at Ascent Underwriting, where she focused on small and medium-sized companies and middle-market cyber and technology risks.

Kyle is responsible for evaluating and underwriting cyber risks, developing broker relationships, and helping drive growth for Mosaic in the Canadian market. He has 14 years of underwriting experience in specialty insurance, most recently leading a start-up Canadian cyber MGA. Previously, he developed and led profitable cyber, errors & omissions, and directors & officers portfolios at CNA Canada and Trisura.

Daisy is a 13-year industry veteran with experience working in the US Midwest, West, and East Coast commercial insurance markets. At Mosaic, she specializes in assessing and underwriting complex cyber risks across North American markets. Previously, she worked at Crum & Forster as product manager for large lawyers & accountants professional liability portfolios. She also worked for Lockton, where she assisted professional services firms with the placement of property & casualty, professional and management liability coverage needs.

Reggie supports Mosaic’s North American cyber team. Previously he spent 13 years working in operation management, at Einstein Bros, United Parcel Service, and Cintas. His focus included collecting and analyzing performance-efficiency data and training employees on guidelines and safety protocols. He served eight years in the US Army National Guard as a motor transport operator and completed a military tour assigned to Iraq and Kuwait during 2010–11. He has a Bachelor of Information Systems and Cybersecurity, and an associate degree in Computer Networking.

James has more than 18 years of experience underwriting international commercial risk, with a focus on the cyber and tech, media and telecom (TMT) sector. At Mosaic, he is developing the international cyber portfolio, starting in London and seeking opportunities in Europe, Asia Pacific, and the Middle East. He was previously head of cyber and TMT for AXA XL’s International Financial Lines division and also held cyber-related roles at QBE, Allianz Insurance, and Zurich.